Call Us Now
901-465-4212

Long-Term Care Insurance in Oakland TN & Somerville TN

Personal and Financial Protection for the Long Term.

For most Americans, a traditional Life and Health Insurance package is enough to keep themselves and their families insured, but for many, additional coverage is required. At The Insurance Agency, we offer extensive coverage options that can insure the care of those who need it most.

Long-Term Care Insurance (LTC) helps provide for the medical expenses of extended home health care or nursing home costs beyond a specified period. In general, individuals who require Long-Term Care are those who can no longer take care of themselves and are unable to perform the basic activities of daily living without assistance.

The costs of Long-Term Care can be quite expensive, and are typically not covered under basic Health Insurance, Medicare, or Medicaid. Long-Term Care Insurance from The Insurance Agency can protect your family’s financial future by providing valuable coverage benefits for costs associated with:

  • Home Care
  • Assisted Living
  • Adult Daycare
  • Hospice Care
  • Nursing Homes
  • Respite Care

Individuals looking to purchase Long-Term Care Insurance must meet certain conditions in order to qualify for benefits. Talk to an insurance professional with The Insurance Agency to learn more about Long-Term Care Insurance and whether you should add it to your current policy.

All guarantees and benefits of the insurance policy are backed by the claims-paying ability of the issuing insurance company. Policy guarantees and benefits are not backed by the broker/dealer and/or insurance agency selling the policy, nor by any of their affiliates, and none of them makes any representations or guarantees regarding the claims-paying ability of the issuing insurance company.

Our Locations

*The Insurance Agency

6870 US-64
Oakland, TN 38060
Main office: 901-465-4212

Bass Insurance Agency

140 E Main Street
Whiteville, TN 38075
Main office: 731-254-8263
Toll free: 800-532-6667

The Insurance Agency

303 East Poplar
Selmer, TN 38375
Main office: 731-434-3003

Our Providers

Testimonials

When my insurance company kept raising my rates periodically, I went shopping for another option. I contacted Will with The Insurance Agency, who signed me up with a top-rated company while saving me lots of money. Recently, I had to file a claim on my Homeowners and Will handled the process quickly and to my satisfaction. So if you would like to save some money with some friendly, helpful folks -- call Will.
James H.
Will is very experienced and knowledgeable about the insurance industry. He is helpful and thorough when writing insurance coverage for a customer. He goes above and beyond to ensure that coverage is accurate.
Ashley H
It would be hard to imagine a better insurance agent than Will — for personal or business insurance. He consistently pursues the best coverage at the least cost and constantly provides great personal service. He’s very careful to keep us informed of any developments that may impact our insurance coverages or expense and to help us always plan ahead for them. In short, Will is a tremendous asset for us and we rely exclusively upon him.
Ken M