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901-465-4212

Property Insurance in Oakland and Whiteville, TN

Strength and Stability for Your Home.

Your home is your sanctuary. It’s a dependable shelter that keeps you and your family safe, and it’s the place where memories are made. For most people, a house represents the biggest financial and emotional investment they’ll ever make. With the right Property Insurance plan, you can protect your investment and your personal property from whatever life throws your way.

Every Home Insurance policy is different, and at The Insurance Agency, we’ll work with you to make sure that your policy fits the needs of yourself and your family. Property Insurance may insure your home from the following types of damage:

  • Fire and Lightning
  • Collisions from Vehicles or Aircraft
  • Hail
  • Sewer/Drain Backup
  • Windstorm
  • Vandalism
  • Volcanic Eruption
  • Smoke
  • Freezing Conditions or Snow

Property Insurance Options to Consider

There are many additional coverage types that are available to safeguard your home and belongings, and it’s important to talk with a representative from The Insurance Agency who can help you find the right policy.

Options such as Personal Property Insurance and Flood or Earthquake Insurance may not fall under a standard Homeowners policy. In the event of an accident or theft, Personal Property can pay the actual cash value (ACV) or replacement cost of personal content items or articles like furniture, appliances, and clothing.

Other items that may be included are Builder’s Risk while your home is being built or reconstructed, and insurance for damage to pertinent/detached structures.

Another important feature to consider in your Homeowners policy is Dwelling Replacement Coverage. If a fire or other accident leaves your home a “total loss,” this coverage provides for the cost of replacing your home at its current value, rebuilding to code, and Ordinance & Law.

As is the case with many other features of Home Insurance, additional coverage can vary greatly depending on your policy, which is why it’s important to discuss your individual insurance options with The Insurance Agency before making a decision.

Our Locations

*The Insurance Agency

6870 US-64
Oakland, TN 38060
Main office: 901-465-4212

Bass Insurance Agency

140 E Main Street
Whiteville, TN 38075
Main office: 731-254-8263
Toll free: 800-532-6667

The Insurance Agency

303 East Poplar
Selmer, TN 38375
Main office: 731-434-3003

Our Providers

Testimonials

When my insurance company kept raising my rates periodically, I went shopping for another option. I contacted Will with The Insurance Agency, who signed me up with a top-rated company while saving me lots of money. Recently, I had to file a claim on my Homeowners and Will handled the process quickly and to my satisfaction. So if you would like to save some money with some friendly, helpful folks -- call Will.
James H.
Will is very experienced and knowledgeable about the insurance industry. He is helpful and thorough when writing insurance coverage for a customer. He goes above and beyond to ensure that coverage is accurate.
Ashley H
It would be hard to imagine a better insurance agent than Will — for personal or business insurance. He consistently pursues the best coverage at the least cost and constantly provides great personal service. He’s very careful to keep us informed of any developments that may impact our insurance coverages or expense and to help us always plan ahead for them. In short, Will is a tremendous asset for us and we rely exclusively upon him.
Ken M