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901-465-4212

Renters Insurance in Oakland and Whiteville, TN

Belongings Hold Memories. Make Sure They’re Safe.

If you rent an apartment, house, condo, or even a dorm room, you may not think you need insurance. But in the event that fire, theft, or vandalism damages your property, it’s unlikely that your landlord will pay to replace your belongings.

At The Insurance Agency, we know that you’ve most likely invested a lot of time and money in your personal property, and it’s up to you to take care of it. Having a Renters Insurance, or Tenants Insurance, policy can pay for the cost of replacing your belongings if they are damaged due to a covered accident, or if they’re stolen.

Depending on your policy, your insurance will pay to replace items using one of two methods: Actual Cash Value (ACV) or Replacement Cost. With ACV coverage, your belongings are insured only for the amount in which they are currently worth, while Replacement Cost will pay for the expense of replacing the items with brand new ones.
 

Additional Insurance Options


Also included in your Renters Insurance is Liability Coverage to safeguard yourself from injury claims that occur in your home. If someone gets hurt on your property, your insurance can pay the related medical payments and expenses, and provide for the cost of legal support if you are sued.

In the event that a fire or other damage makes your residence uninhabitable and places you in a “loss of use” situation, your Renters Insurance may temporarily reimburse you for the cost of another residence in which to live.

Representatives from The Insurance Agency are committed to working with you to design a policy that ensures you get the options you want at a price you can afford.

Our Locations

*The Insurance Agency

6870 US-64
Oakland, TN 38060
Main office: 901-465-4212

Bass Insurance Agency

140 E Main Street
Whiteville, TN 38075
Main office: 731-254-8263
Toll free: 800-532-6667

The Insurance Agency

303 East Poplar
Selmer, TN 38375
Main office: 731-434-3003

Our Providers

Testimonials

When my insurance company kept raising my rates periodically, I went shopping for another option. I contacted Will with The Insurance Agency, who signed me up with a top-rated company while saving me lots of money. Recently, I had to file a claim on my Homeowners and Will handled the process quickly and to my satisfaction. So if you would like to save some money with some friendly, helpful folks -- call Will.
James H.
Will is very experienced and knowledgeable about the insurance industry. He is helpful and thorough when writing insurance coverage for a customer. He goes above and beyond to ensure that coverage is accurate.
Ashley H
It would be hard to imagine a better insurance agent than Will — for personal or business insurance. He consistently pursues the best coverage at the least cost and constantly provides great personal service. He’s very careful to keep us informed of any developments that may impact our insurance coverages or expense and to help us always plan ahead for them. In short, Will is a tremendous asset for us and we rely exclusively upon him.
Ken M